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I used a good bum bag (slightly bigger than the one in the image) with three compartments. A smallish separate compartment for the things I didn't often need to get out like our passports, emergency cash, spare credit cards and my drivers license etc. (And don’t forget to keep these in a waterproof Ziploc bag. A veritable monsoon in Malawi soaked my passport which was in my bum bag. All the ink in the stamps ran - including the immigration stamp back into South Africa. It did make things tricky.)